ABOUT NET MONEY
Founded in Germany. Built for European payments.
We believe direct bank payments should be easier for merchants and customers. Net Money is building secure account-to-account payment infrastructure for a more efficient European checkout.
THE PROBLEM WE SET OUT TO SOLVE
Europe deserves a simpler payment rail
For years, European merchants have navigated a fragmented payment landscape shaped by cards, wallets, manual bank transfers and local payment methods. Acceptance costs can be high, settlement can be slow, and fraud and chargebacks remain an operational burden.
Net Money was established to address that complexity. Our account-to-account payment platform connects merchant checkout flows to relevant banks, supports Strong Customer Authentication and automates payment initiation and status updates.
We want to make account-to-account payments a natural choice across Europe: faster for customers, more efficient for merchants and built on open banking standards.
Dr. Simon Lichte
VP Open Banking, Net Digital AG
WHAT WE STAND FOR
European by design. Security-led. Built to improve.
European
We are building payment infrastructure for a strong, independent and digitally capable European economy.
Security
Every payment journey is protected by bank authentication, regulatory controls and security-first architecture.
Innovation
We translate evolving open banking standards into practical payment experiences for merchants and customers.
THE EXPERTS BEHIND NET MONEY
Payments, technology and European market experience
Theodor Niehues
Chief Executive Officer
Founder and CEO of Net Digital AG, combining entrepreneurial leadership with decades of experience building digital products.
Dieter Plassmann
Chief Technology Officer
Technology leader with more than 20 years of experience in mobile communications, platforms and digital innovation.
Dr. Simon Lichte
VP Open Banking
Payments and product specialist focused on the next generation of account-to-account payment infrastructure in Europe.
Get paid smarter with Net Money
Let us discuss how account-to-account payments can reduce payment costs, improve cash flow and modernise your checkout experience.